Charlotte mortgage loan

Have you found the perfect lot for your dream home? With Mid America Mortgage, construction is as easy as 1, 2, 3!

Mid America Mortgage is proud to offer USDA One Time Close Loans, FHA One Time Close Loans, Conventional One Time Close Loans, VA One Time Close Loans. One Time Close loans allow borrowers to combine financing for a lot purchase, construction, and a permanent mortgage, all packaged into one loan. Real estate commission fees may be financed into the loan product as well.

Once you have selected your lot for construction and your builder, please follow our 3-step process for a One-Time-Close loan:

1. Builder Approval

2. Project Approval

3. Underwriting Approval

Sounds easy, right? Mid America Mortgage employees strive to give all customers a fast, simple, and secure process. For additional information, please email

Questions? Contact Michael Bogar Today!
Michael Bogar Charlotte Mortgage Broker

Our team looks forward to exceeding your expectations through our streamlined & simple loan process.

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Contact Michael Bogar

Michael Bogar - Producing Branch Manager

NMLS# 49843

(704) 659-2675

1300 Baxter Street, Suite 259 Charlotte, NC 28204

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