3 of the most popular Charlotte home loans we provide here at Mid America Mortgage Charlotte are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Charlotte home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
June 5, 2026If you’ve been watching the housing market from the sidelines, waiting for the perfect moment to make your move, you’re not alone. The summer 2026 market is shaping up to be one of the most interesting we’ve seen in years—not because everything suddenly got easier, but because the landscape is shifting in ways that create […]
May 29, 2026If you’ve been watching the housing market from the sidelines over the past couple years, you’re not alone. Many would-be buyers have been playing the waiting game, hoping for conditions to shift in their favor. The good news? We’re starting to see some meaningful changes that could make this spring the right time to make […]
May 22, 2026If you’ve been sitting on the sidelines waiting for the “perfect” time to buy a home, you’re not alone. Millions of would-be buyers have been playing the waiting game, hoping for some magical alignment of affordability, inventory, and opportunity. Here’s the plot twist: that moment might actually be approaching, and it doesn’t look quite like […]
May 16, 2026If you’ve been watching the housing market from the sidelines, wondering when things might finally shift in your favor, you’re not alone. After a couple of years that felt like a marathon through mud for prospective homebuyers, we’re starting to see some interesting changes that could make this spring season worth paying attention to. Let’s […]
4037 E Independence BLVD STE 100 Charlotte, NC 28205
