3 of the most popular Charlotte home loans we provide here at Mid America Mortgage Charlotte are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Charlotte home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
April 25, 2025As of April 24, 2025, mortgage rates in the U.S. remain elevated, posing challenges for prospective homebuyers. The average 30-year fixed mortgage rate is approximately 6.81%, while the 15-year fixed rate stands at about 6.10% . Although these rates have decreased from the peaks observed in 2023, they are still significantly higher than the historically […]
April 18, 2025Summer is the busiest season in real estate for a reason. The weather’s warm, school is out, and people are more willing to make big changes. Whether you’re buying your dream home, selling your current one, or gearing up for a big move, summer is the time to get it done — but that also […]
April 11, 2025A Guide to Landscape Lighting in 2025 Landscape lighting is one of the most impactful ways to transform your outdoor space—adding beauty, safety, and curb appeal after the sun goes down. Whether you’re looking to highlight your garden, line a pathway, or simply enjoy your backyard in the evening, today’s landscape lighting options offer more […]
April 4, 2025Buying a home is one of the biggest financial and emotional investments you’ll ever make. Whether you’re a first-time buyer or upgrading to your dream home, it’s easy to get swept up in granite countertops, walk-in closets, and freshly painted walls. But amidst the excitement, it’s crucial to look beyond the surface. A beautiful home […]
1300 Baxter Street, Suite 259 Charlotte, NC 28204
