3 of the most popular Charlotte home loans we provide here at Mid America Mortgage Charlotte are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Charlotte home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
February 27, 2026As winter fades and the days start warming up, it’s easy to put off home maintenance. But tackling a few key tasks before the temperatures soar can save you money, prevent breakdowns, and make your home more comfortable all summer long. A little preparation now means fewer emergencies later — especially when it’s 110 degrees […]
February 21, 2026Buying a home is exciting—but before you start touring properties, it’s important to understand what lenders look for when approving a mortgage. Qualifying for a home loan isn’t just about finding the right house; it’s about showing a lender that you’re financially prepared to handle the responsibility. Here’s a breakdown of the key factors that […]
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February 6, 2026Simple Ways to Sanitize Your Home During Cold and Flu Season Cold and flu season has a way of sneaking into our homes, often brought in by kids, guests, or even our own daily routines. While you can’t control everything you’re exposed to outside, you can take steps to reduce the spread of germs inside […]
4037 E Independence BLVD STE 100 Charlotte, NC 28205
