3 of the most popular Charlotte home loans we provide here at Mid America Mortgage Charlotte are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Charlotte home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
As the winter months roll in and temperatures start to drop, keeping your home at a comfortable temperature becomes a top priority. Whether you’re looking to stay toasty using cutting-edge technology or prefer tried-and-true methods, there are plenty of ways to heat your home efficiently and effectively. Here’s a look at both modern and traditional […]
The holiday season is a time for joy, celebrations, and spending quality time with loved ones. However, it’s also a time when expenses can pile up quickly if you’re not careful. From gifts and decorations to travel and entertaining, the costs can escalate and leave you stressed when January rolls around. By creating a realistic […]
As the vibrant colors of summer fade and the crisp chill of autumn sets in, it’s time to embrace the cozy, festive spirit of fall. There’s something magical about this season—the cooler temperatures, golden leaves, and the return of all things pumpkin-flavored create the perfect backdrop for outdoor adventures and cozy indoor activities. Whether you’re […]
Buying a home is an exciting but often stressful experience. The thrill of finding the perfect house can quickly be dampened by unexpected delays in the buying process. These setbacks can lead to frustration, but they’re common and often manageable. Understanding the potential causes of delays and knowing how to navigate them can ease the […]
1300 Baxter Street, Suite 259 Charlotte, NC 28204