3 of the most popular Charlotte home loans we provide here at Mid America Mortgage Charlotte are listed below. We've highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you'd like to learn more about all the Charlotte home mortgage products we offer, please click below.
Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.
This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.
Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don't require mortgage insurance.
Home isn’t only where the heart is, it has now become where your whole world is. Due to the continuation of the spread of COVID-19 , more and more people are finding themselves still working, schooling and dining at home. That being the case, it has become even more important that we continually clean and […]
Let’s be clear…it’s a great time to sell your home. Inventory is low, resulting in higher asking prices…and mortgage rates are historically low allowing buyers more purchasing power. That doesn’t mean that all homes sell immediately or for top dollar. Despite what you may read or hear, buyers are still picky…within reason…but rightfully so. By […]
If you are a first time homebuyer or just thinking about getting back into the market after a brief hiatus, your timing couldn’t be better! Yes, it’s a big step that requires some upfront costs, but the long-term benefits more than make up for itin the end. Aside from having a place to call your […]
In ringing in the new year, we celebrate the past and make new goals for the future. We also welcome the new year’s “it” color. For over 20 years, The Pantone Color Institute has been responsible for choosing the annual color that will influence product development and purchasing decisions in many industries, including fashion, home […]